With 2025 right around the corner, Steward Partners Global Advisory partner and managing director Jason Bottenfield joins Brad Smith to outline his 4 tips for investors ahead of the new year.

First, Bottenfield says the end of the year is a great time to revisit your portfolio allocation and make sure it is still aligned with your investment strategy and goals. “Get back to that strategic allocation,” he notes.

Second, he says that if investors are holding any bonds at a loss, “that could be an area to where you could take a little bit of that loss and offset any harvesting of gains that you did during the year, or you might do toward the end of the year as you rebalance back to that strategic allocation.”

Bottenfield’s third tip is to check in on your retirement accounts and their allocations ahead of the new year to ensure that your 401k, IRA, or other account is aligned with your risk profile.

Finally, Bottenfield says investors should get out of international markets in favor of US equities.

To watch more expert insights and analysis on the latest market action, check out more Wealth here.

This post was written by Naomi Buchanan.