Now we’ll take a detailed look at our top picks for the best car insurance in Delaware.

#1 Travelers Insurance: Best Coverage Options

Full Coverage Auto Insurance Cost: $1,515 per year or $126 per month
Minimum Liability Auto Insurance Cost: $666 per year or $56 per month
Delaware Customer Service Rating: 822/1,000
Claims Satisfaction Rating: 871/1,000

With Travelers, you can work with local insurance agents for a personalized touch or shop online for an insurance policy. Travelers offers an impressive number of discounts, especially for students and young drivers. It has a variety of  auto insurance policies with options for gap insurance, roadside assistance, rental car coverage, new car replacement, and more.

#2 State Farm Insurance: Best Student Discount

Full Coverage Auto Insurance Cost: $1,659 per year or $138 per month
Minimum Liability Auto Insurance Cost: $784 per year or $65 per month
Delaware Customer Service Rating: 843/1,000
Claims Satisfaction Rating: 891/1,000

State Farm car insurance is the largest and one of the most popular car insurance companies in the United States–and with good reason. The provider offers reasonable car insurance rates, rewards programs, several coverage options, and good customer service for Delawareans. State Farm has many discounts, but it stands out with a 25 percent discount for good students.

To learn more about the car insurance provider, check out our review of State Farm auto insurance.

#3 USAA Insurance: Best for Military Members

Full Coverage Auto Insurance Cost: $2,066 per year or $172 per month
Minimum Liability Auto Insurance Cost: $931 per year or $78 per month
Delaware Customer Service Rating: 877/1,000
Claims Satisfaction Rating: 900/1,000

USAA offers insurance to military members and their families in all 50 states. Overall, we found that USAA has affordable car insurance in Delaware with reliable services across the board. It received an A++ from AM Best and topped the charts of several J.D. Power studies in 2023, including the Insurance Shopping Study and Auto Claims Satisfaction Study, though it isn’t officially ranked due to its availability restrictions.

To learn more about the car insurance provider, check out our review of USAA car insurance.

#4 Geico Insurance: Best for Basic Coverage

Full Coverage Auto Insurance Cost: $2,257 per year or $188 per month
Minimum Liability Auto Insurance Cost: $1,152 per year or $96 per month
Delaware Customer Service Rating: 818/1,000
Claims Satisfaction Rating: 871/1,000

One of the largest insurance companies in the U.S., Geico offers 16 discounts depending on your driver profile, including discounts for veterans, good students, federal employees, and good drivers. Geico also offers a usage-based program in its DriveEasy app. This helps good drivers lower their rates for demonstrating good driving habits.

To learn more about the car insurance provider, check out our full review of Geico car insurance.

#5 Farmers: Best for Classic Cars

Full Coverage Auto Insurance Cost: $2,300 per year or $192 per month
Minimum Liability Auto Insurance Cost: $1,026 per year or $86 per month
Delaware Customer Service Rating: 803/1,000
Claims Satisfaction Rating: 878/1,000

A 2022 study by Chrysler Capital considered the amount of car clubs, events, and registered vehicles in each state and named Delaware the best state in the nation for car enthusiasts. Farmers is a good option for car enthusiasts in Delaware. It stands out for providing a wide selection of coverage options with add-ons for car lovers, like protection for customized equipment and guaranteed value coverage, which covers a classic or collector vehicle up to an agreed amount instead of basic market value.

To learn more about the car insurance provider, check out our review of Farmers car insurance.